How to get preapproved for a mortgage
Apply Online
Complete the quick form.
Get preapproved fast
We review options and send a no cost preapproval.
Match with a local agent
If you need one, we can introduce you.
Get Preapproved for a Mortgage Today
No cost preapprovals. Fast turnaround.
- Conventional, FHA, VA, Jumbo and more
- No hard credit check preapproval available
- Licensed in MD, DE, PA, VA, DC, NC, and TX
- Secure, no cost preapproval. It takes minutes.
Your information is safe with us. We’ll never share your data.
Prefer to talk to a person?
Call 1-800-551-9198
Why homebuyers trust us
- 20+ years helping buyers become homeowners
- Led by Tammy Saul, JD, MBA, nationally recognized top producer
- Over 450 five star reviews
- Programs for first time buyers, self employed, and more
- Available evenings, weekends, and holidays
July 2025 My wife and I went to Federal Hill as first-time homebuyers with no idea about the process of buying a home. Tammy and team worked around the clock to assist us, answering all questions we had with clarity and honesty. Our loan officer, Russell, was always eager to talk and assuage any concerns we had. Thanks to Federal Hill Mortgage, we were able to purchase our home and, thanks to the favorable terms in the mortgage, were able to immediately begin improvements to the house. I cannot recommend Federal Hill Mortgage more highly.
July 2025 As a first-time homebuyer, I couldn’t have asked for a better experience than with Federal Hill Mortgage. Chandra was amazing, so patient, supportive, and always took the time to explain everything clearly whenever I had questions or if anything seemed confusing. I felt truly advocated for throughout the process. This team operates with honesty and integrity, and I’m beyond grateful for their help in making homeownership a reality.
June 2025 My wife and I found our experience with Federal Hill Mortgage to be exceptional. As first time homebuyers, we had no clue as to what we were doing or how to do it. However, the team at Federal Hill were extremely understanding and explain things in a manner that was both educational and understandable, mitigating our anxieties. We had a very short time to close on the property and Federal Hill came through with flying colors and closed on time. I would highly recommend this company to any body shopping for a mortgage for their new home. Their service is sublime.
June 2025 Tammy and Anna were very helpful to work with and stayed on top of everything. They went above and beyond in communicating as I was out of the country for most of the home buying process!
We finance it all
From first homes to complex scenarios, we match you with the mortgage that fits your plan. Get preapproved for a mortgage in minutes.
- Conventional with low down payment options
- FHA for flexible guidelines
- VA for eligible service members and veterans
- Jumbo for higher price points
- Self-employed and non-traditional solutions
- Fast preapproval and clear next steps
- Licensed in MD, DE, PA, VA, DC, NC, and TX
Frequently Asked Questions
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Do I have to pay for the preapproval?
No, our preapprovals are always no-cost.
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Can I use my own real estate agent?
Yes. Work with any agent you choose. If you need one, we can introduce you.
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What if I’m just researching and not ready yet?
That’s okay! Fill out the form and we’ll help you outline options and timing so you can plan with confidence.
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Will this preapproval affect my credit?
We offer a no hard credit check preapproval option. When you are ready to proceed, we will let you know before any hard credit pull.
Take the first step
Ready to get preapproved?
It’s free, takes less than 60 seconds, and you’ll be matched with a local expert who understands your market.
Get Preapproved Now© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.
Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.
Individual NMLS #175722 | Company NMLS #176351
