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Start Your Pennsylvania Home Purchase Today

No-cost preapprovals. Fast turnaround.

  • FHA, Conventional, VA & more
  • Licensed mortgage lender in PA
  • Proudly serving homebuyers across Central Pennsylvania
Federal Hill Mortgage Trust Badges: Google Reviews, NMLS #176351, Equal Housing Lender
  • Secure, no-cost preapproval. Takes less than 60 seconds.

Your information is safe with us. We’ll never share your data.

How It Works

Apply Online

Fill out our quick form.

Get Pre-Approved Fast

We’ll review your options and send a no-cost preapproval.

Match With a Local Agent

We’ll introduce you to a trusted PA agent if you need one.

Why Pennsylvania Homebuyers Trust Us

  • 20+ years of experience helping buyers become homeowners
  • Led by Tammy Saul, JD, MBA, nationally top-ranked mortgage lender
  • 455+ 5-star reviews (many from mid-contract switchers)
  • Programs for first-time buyers, self-employed, & everything in between
  • Available when you need us — evenings, weekends, even holidays
Michael M.
Michael M.
July 2025
My wife and I went to Federal Hill as first-time homebuyers with no idea about the process of buying a home. Tammy and team worked around the clock to assist us, answering all questions we had with clarity and honesty. Our loan officer, Russell, was always eager to talk and assuage any concerns we had. Thanks to Federal Hill Mortgage, we were able to purchase our home and, thanks to the favorable terms in the mortgage, were able to immediately begin improvements to the house. I cannot recommend Federal Hill Mortgage more highly.
Kenice B.
Kenice B.
July 2025
As a first-time homebuyer, I couldn’t have asked for a better experience than with Federal Hill Mortgage. Chandra was amazing, so patient, supportive, and always took the time to explain everything clearly whenever I had questions or if anything seemed confusing. I felt truly advocated for throughout the process. This team operates with honesty and integrity, and I’m beyond grateful for their help in making homeownership a reality.
Gary J.
Gary J.
June 2025
My wife and I found our experience with Federal Hill Mortgage to be exceptional. As first time homebuyers, we had no clue as to what we were doing or how to do it. However, the team at Federal Hill were extremely understanding and explain things in a manner that was both educational and understandable, mitigating our anxieties. We had a very short time to close on the property and Federal Hill came through with flying colors and closed on time. I would highly recommend this company to any body shopping for a mortgage for their new home. Their service is sublime.
Benjamin F.
Benjamin F.
June 2025
Tammy and Anna were very helpful to work with and stayed on top of everything. They went above and beyond in communicating as I was out of the country for most of the home buying process!

We Serve Homebuyers Across Pennsylvania

From Philadelphia to Allentown to Lancaster to Pittsburgh — if you’re in PA, we’re ready to help you buy a home. We work with buyers across the entire state and understand the nuances of local markets.

  • Eastern PA: Philadelphia, Allentown, Bethlehem
  • Central PA: Harrisburg, Lancaster, York
  • South Central PA: Hershey, Lebanon, Mechanicsburg
  • Western PA: Pittsburgh and surrounding areas

Frequently Asked Questions

  • No, our preapprovals are always no-cost.

  • Yes, but we can connect you with a trusted local expert too.

  • That’s okay! Fill out the form and we’ll help you when you’re ready.

Let’s Take the First Step

Ready to Get Started?

It’s free, takes less than 60 seconds, and you’ll be matched with a local expert who understands your market.

Get Pre-Approved Today

© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.

Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.

Individual NMLS #175722 | Company NMLS #176351