I have worked with Tammy and Federal Hill Mortgage for 10 years. Tammy is one of the hardest working people I know. She has high integrity, work ethic and reliability unmatched by anyone in the industry. Tammy does all my purchases and refinances. For all my clients she is the only one I refer. There have been many clients that start with other brokers that ultimately finish their loan with Tammy since the other lenders can’t close the loan. Tammy does a thorough research on each client upfront to find every possible issue/concern that can rise with the particular transaction. This thoroughness along with her ability to anticipate/resolve issues at the start of the transaction is what differentiates Federal Hill Mortgage and Tammy above all other lenders. Tammy is also a student of her industry; any time new rules come out she calls and let me know so I can help educate my clients. When I work with a client and a financing question comes up I can generally get a hold of Tammy even if it is off hours. In short, Tammy’s work ethic, exemplary customer service, result driven approach, knowledge of the industry, thoroughness, and follow-up make Federal Hill Mortgage the best Mortgage Company period.