It is my pleasure to recommend Tammy at Federal Hill Mortgage. She is knowledgeable and professional, and I also consider her a friend. I refinanced my home several times. Tammy kept me up to date on interest rates and she and her staff made the process incredibly easy. (Kudos to Tiffany as well!) I recommended FHM to friends and family and they were pleased as well. Sometimes it was just a phone call or question they had. Tammy was never to busy to help someone make the best decision for their situation. I can’t say enough positive things about FHM, and how hard they work for their customers. Thanks so much!!!!