Tammy and her team did a great, reliable job refinancing 2 of my properties. They made the process seamless, and saved me a lot of time and hassle. Tammy makes herself available at all times of the day and week, which makes it convenient for someone who has an already busy work schedule. I highly recommend Federal Hill Mortgage to anyone looking to refinance, or purchase a home. They are professional and trustworthy, and will get you the best rate out there.