I just closed on a purchase of my primary residence with Tammy, and she was excellent! I am a self-employed real estate professional, and the other lenders I worked with previously were unable to properly manage the conventional underwriting process and the additional complications that self-employment entails. Not Tammy – she was incredibly responsive, organized, and “think-outside-the-box” as she worked the file. Her knowledge of the underwriting process enabled her to get the loan done. There were no excuses or passing the buck, only solution-oriented thinking and ideas for alternative methods of moving the loan forward when we encountered issues. I highly recommend FHM. Thank you Tammy!