My husband is self-employed and we were having a hard time getting a mortgage. After being turned down by two other Mortgage lenders we were about to give up, but then we were introduced to Tammy and Federal Hill Mortgage. I honestly feel that we would not be in our house today if she had not been on our side. She is professional, motivated, determined, hard- working, prompt and responsive at all hours of the night. I would get an email from her when most people are asleep! I would totally and completely recommend working with Tammy if you need a mortgage and especially if you are self-employed!