Let me first start off by saying Tammy is a godsend to the lender community. I honestly do not know what I would have done without her assistance on a recent refinance. When all other lenders said no (and I truly mean all others said no)…..Tammy and Federal Hill said yes!! She put in countless hours to get my loan to closing even when it meant working late hours and weekends. I am positive I will work with Tammy and Federal Hill Mortgage again in the near future. I have already raved to my friends and family about my experience and recommended that they too should use Federal Hill Mortgage for their future lending needs. Thanks again Tammy!