About Bob
Reverse Mortgage Expert | 25+ Years of Experience
For over 25 years, Bob Zynn has helped older homeowners make smart, secure decisions about their housing and retirement. Specializing in the federally insured reverse mortgage program (HECM), Bob has guided thousands of clients through using their home equity to age in place, increase monthly cash flow, or finance the purchase of a new primary residence.
He began his career in 2001 managing a wide range of residential loan products, including Conventional, Jumbo, FHA, VA, and USDA—but reverse mortgages have always been his passion. Whether it’s a HECM for Purchase or refinance, Bob brings the clarity and education needed to help baby boomers and retirees explore their options without pressure.
Today, Bob proudly serves as a Reverse Mortgage Specialist at Federal Hill Mortgage, working directly with Tammy Saul—one of the Top 10 producing loan officers in the U.S. His mission is simple: help you understand how a reverse mortgage works, and whether it fits your financial goals.
What Makes Us Unique
Why Choose Federal Hill Mortgage?
At Federal Hill Mortgage, our commitment goes beyond the ordinary. We've combined years of expertise with unparalleled service to provide you mortgage solutions tailored to your needs. Here's what sets us apart:
- Expert Leadership:
Spearheaded by Tammy Saul, a licensed attorney with a two-decade-long track record in mortgage lending. We bring a wealth of knowledge to every transaction.
- Nationwide Recognition:
Tammy stands in the elite top one-tenth of 1% of mortgage loan officers nationally. This is testament to our dedication and results.
- Diverse Offerings:
From first-time homebuyers to self-employed borrowers, we've got you covered. Our extensive range of products ensures you find a fit, no matter your requirement.
- Competitive Rates:
Our volume-driven approach means we regularly offer wholesale and deeply discounted rates. Discover why even those under contract switch to us for unmatched rates.
- Always Reachable:
We understand your life doesn’t revolve around the 9-5. Whether it’s an evening, weekend, or holiday, our team is just a call away.
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What makes Federal Hill Mortgage different from other lenders?
We pride ourselves on our diverse offerings, competitive rates, and the personal touch of expert leadership. Many lenders offer one-size-fits-all solutions, but at Federal Hill Mortgage, our solutions are tailored to individual needs, ensuring you get the best fit.
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I'm a self-employed borrower. Can Federal Hill Mortgage assist me?
Absolutely! We specialize in creative solutions for self-employed borrowers, understanding the unique challenges and requirements you face. Our team is well-equipped to guide you through the process.
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How does the process of switching over to Federal Hill Mortgage work if I'm already under contract elsewhere?
Switching is simpler than you might think. We often have clients transition to us for our lower rates, even when under contract. Contact us directly, and we'll guide you through the seamless process.
© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.
Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.
Individual NMLS #184906 | Company NMLS #176351