ITIN loans from Federal Hill Mortgage offer a unique opportunity for individuals without a Social Security Number to achieve homeownership. Our program is tailored to meet the needs of the Spanish-speaking community, ensuring a smooth and inclusive path to owning your dream home.
When you choose us, we use our extensive network of lending partners to guarantee you the best rates available. We streamline the process, ensuring that you receive the most advantageous rates and save you both time and money on your home purchase.
Step into the fast lane with our same-day pre-approvals. Many of our clients find themselves pre-approved in the same day, setting the stage for a smooth home-buying experience.
We value your time and know that questions can arise at any moment. That's why our phone lines are open around the clock, ensuring you always have a dedicated team ready to assist with any inquiries or concerns.
ITIN loans are ideal for individuals without a Social Security Number who dream of owning a home. Our program is specifically designed to cater to the Spanish-speaking community, offering a sense of belonging and understanding. With Federal Hill Mortgage, you're not just getting a loan; you're gaining a partner who respects and understands your unique journey towards homeownership. Let us guide you home.
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Yes, you can obtain a home loan using an ITIN number. Our Federal Hill Mortgage ITIN Loan Program is specifically designed for individuals without Social Security Numbers who are seeking homeownership.
Eligibility requirements include a minimum credit score of 640, legal residency in the USA, and specific documentation. The program caters to first-time homebuyers, refinancing needs, and investment properties.
At Federal Hill Mortgage, the interest rates for ITIN loans are competitive and comparable to those for individuals with SSNs, ensuring affordability and fairness.
Yes, non-citizens legally residing in the USA can apply for our ITIN Loan Program, provided they meet the other eligibility criteria.
Yes, a down payment is required. The specific amount varies depending on the loan type and borrower's financial situation. Applicants can discuss their options with our loan officers for detailed information.
Our ITIN loans can be used for various property types, including single-family homes, condos, and multi-unit properties. Investment properties are also eligible with a 20% down payment.
Applicants need to provide their ITIN number, credit score information, legal residency documentation, and any other relevant financial records.
The duration can vary based on individual circumstances and the completeness of the application. Our team works diligently to process applications efficiently.
Yes, our program includes options for refinancing existing mortgages, making it a versatile choice for various homeownership goals.
Yes, we provide dedicated support for Spanish-speaking applicants. If you prefer assistance in Spanish, please feel free to contact our Spanish-speaking team member, Bryan Melendez, directly. You can reach him via email at [email protected] or by phone at (443) 537-1239. Bryan is ready to assist you with all your queries and guide you through the ITIN loan application process.
