Learning Center

What Are Seller Concessions? Reduce Closing Costs in 2025

How seller concessions can lower your closing costs and help you buy a home for less out-of-pocket.

6 Down Payment Strategies for First-Time Buyers in 2025

Six practical ways buyers are affording homes in 2025 — without needing rich parents or six figures in savings.

What Documents and Financial Information Do I Need to Apply for a Commercial Real Estate Loan?

Know exactly what documents are required to apply for a commercial property loan. Our checklist will help you prep like a pro.

What Is a Non-Recourse Loan? A Real Estate Investor’s Guide to Smarter Financing

As a real estate investor scaling your portfolio, especially with stabilized 5+ unit or mixed-use properties, long-term financing options that limit your personal

How to Buy a House Before Selling Yours

Learn how to buy a new home before selling your current one. We explain 6 smart mortgage strategies that make it possible.

USDA Loans in Maryland: Buy a Home With No Money Down in 2025

Discover how USDA loans make homeownership possible in Maryland with no money down and low monthly payments.

img:is([sizes="auto" i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}.safe-svg-cover{text-align:center;}.safe-svg-cover .safe-svg-inside{display:inline-block;max-width:100%;}.safe-svg-cover svg{height:100%;max-height:100%;max-width:100%;width:100%;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}:root{--thm-base:#7656a4;--thm-base-rgb:118,86,164;--thm-primary:#000;--thm-primary-rgb:0,0,0;--thm-special:#35ab5d;--thm-special-rgb:53,171,93;--thm-secondary:#eff2f6;--thm-secondary-rgb:239,242,246;}.topbar__left>a,.topbar__right>a{color:#fff;}.topbar__left>a:hover,.topbar__right>a:hover{color:#35ab5d;}.topbar__right>a>i{color:#fff;}.topbar__right>a:hover>i{color:#35ab5d;}.topbar__social{background-color:#fff;}.topbar__social a{color:#000;}.topbar__social a:hover{color:#7656a4;}.main-menu .main-menu__list>li.current>a,.main-menu .main-menu__list>li:hover>a,.stricky-header .main-menu__list>li.current>a,.stricky-header .main-menu__list>li:hover>a{color:#7656a4;}.main-menu .main-menu__list>li>a::before,.stricky-header .main-menu__list>li>a::before,.main-header.main-header__three .main-menu__list>li>a::before{background-color:#7656a4;}.main-header__info-phone > i{color:#7656a4;}.main-header__info-phone-content span{color:#000;}.main-header__info-phone-content h3 a{color:#0c2139;}.main-header__info-phone-content h3 a:hover{color:#7656a4;}.main-menu .main-menu__list li ul,.stricky-header .main-menu__list li ul{background-color:#fff;}.main-menu .main-menu__list li ul li a,.stricky-header .main-menu__list li ul li a{color:#000;}.main-menu .main-menu__list li ul li:hover>a,.stricky-header .main-menu__list li ul li:hover>a{color:#7656a4;}.main-menu .main-menu__list li ul li:hover>a,.stricky-header .main-menu__list li ul li:hover>a{background-color:#efefef;}.mobile-nav__contact li>i{color:#fff;background-color:#7656a4;}.mobile-nav__contact li a{color:#fff;}.mobile-nav__contact li a:hover{color:#7656a4;}.mobile-nav__social a{color:#fff;}.mobile-nav__social a:hover{color:#7656a4;}.bottom-footer__social a{background-color:rgba(255,255,255,.22);color:#fff;}.bottom-footer__social a:hover{background-color:rgba(255,255,255,.22);color:#fff;}.preloader__image1{background-image:url("https://cdn-ilbkbfn.nitrocdn.com/QxeROPvevwosAbQARixdFsKBACgoxBLH/assets/images/optimized/rev-00f53c0/federalhillmortgage.com/wp-content/themes/pylon/assets/images/loader.png");}.preloader__image1.nitro-lazy{background-image:none !important;}.mcalc-color,.mcalc .slider-handle.round,.mcalc .slider.slider-horizontal .slider-selection{background:#7656a4 !important;}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}body{font-family:"Inter";color:#000;font-weight:normal;font-size:16px;}h1{font-family:"Rajdhani";font-weight:700;font-size:40px;}h2{font-family:"Rajdhani";font-weight:700;font-size:36px;}h3{font-family:"Rajdhani";font-weight:700;font-size:32px;}h4{font-family:"Rajdhani";font-weight:700;font-size:24px;}h5{font-family:"Rajdhani";font-weight:700;font-size:20px;}h6{font-family:"Rajdhani";font-weight:700;font-size:14px;}.topbar{background-color:#7656a4;}.main-header__four-top-inner{background-color:#7656a4;}.main-header.main-header__three .topbar{background-color:#fff;}.main-menu .main-menu__list li.search-btn a,.stricky-header .main-menu__list li.search-btn a{color:#000;}.main-menu .main-menu__list li.search-btn:hover a,.stricky-header .main-menu__list li.search-btn:hover a{color:#7656a4;}.main-menu__two .main-menu__list li.search-btn a,.stricky-header .main-menu__list li.search-btn a{color:#8e96a0;}.main-menu__two .main-menu__list li.search-btn:hover a,.main-header__two .stricky-header .main-menu__list li.search-btn:hover a{color:#fff;}.main-menu{background-color:#fff;}.main-menu__two{background-color:#0c2139;}.main-header-two__info__list li{background-color:#fff;}.page-header__bg{background-image:url("https://cdn-ilbkbfn.nitrocdn.com/QxeROPvevwosAbQARixdFsKBACgoxBLH/assets/images/optimized/rev-00f53c0/federalhillmortgage.com/wp-content/uploads/2023/08/Suburban-House-3-scaled.jpg");background-position:center center;background-repeat:no-repeat;background-size:cover;}.page-header__bg.nitro-lazy{background-image:none !important;}.page-header{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.page-header .container h2{color:#000;}.thm-breadcrumb span.current-item{color:#fff;}footer.footer.pt-120{padding-top:0px;}.site-footer{background-color:transparent;background-repeat:no-repeat;background-attachment:scroll;background-size:auto;}.bottom-footer{background-color:#000;}.bottom-footer p{color:#fff;}.footer-widget__title,footer dfn,footer cite,footer em,footer i,footer strong,footer dfn,footer cite,footer em,footer i,footer strong{color:#fff;}footer p,footer,footer .widget.widget_calendar #wp-calendar th,footer .widget.widget_calendar #wp-calendar td,footer .widget ul li,.footer .footer-widget p,.footer .footer-widget__about p,.footer .footer-widget__about-phone-content span,.footer .footer-widget ul li{color:#fff;}footer .widget ul li a,footer .widget a,footer .widget ul li .comment-author-link a,footer .widget .footer-widget__post-list-content h3 a{color:#fff;}footer .widget ul li a:hover,footer .widget a:hover,footer .widget ul li .comment-author-link a:hover,footer .widget_tag_cloud .tagcloud a:hover,footer .widget .footer-widget__post-list-content h3 a:hover{color:#35ab5d;}.page-header__bg{background-position:center center;background-repeat:no-repeat;background-size:cover;}.main-menu{background-color:#fff !important;}.main-header__info-phone-content h3 a{color:#7656a4 !important;text-decoration:none;}.main-menu__two .main-header__info-phone > i{color:#7656a4 !important;}.main-menu .main-menu__list li a{color:#000 !important;}.main-menu .main-menu__list li a:hover,.main-menu .main-menu__list li a:focus,.main-menu .main-menu__list li.active a,.elementor-post__text a:hover,.elementor-post__text a:focus{color:#7656a4 !important;}.main-menu.main-menu__two .main-menu__list > li > a::before,.stricky-header .main-menu__two .main-menu__list > li > a::before{background-color:#7656a4;}.site-footer{background-color:#0c2139;background-position:top left;background-size:cover;padding-top:0px !important;padding-bottom:0px !important;}