Revolutionizing the Mortgage Experience

Federal Hill Mortgage was founded in 2005 upon the belief that home and property ownership is the bridge to the American Dream, and that everyone can own a home. Our mission is to deliver the opportunity of that American Dream to everyone: every nationality, every color, every religion, status and language. Everyone who wants it.

How we do it is by creatively designing mortgages for and around the consumer,
rather than a one size fits all; by professionally representing you and advocating
for you, the consumer; by shopping rates, products and programs for you so that
you don’t have to, and by giving consumers clarity and direction to make sound,
informed decisions so that they are empowered to choose what’s best for them.

From conventional to non-traditional to FHA, VA, and USDA to Jumbo and Commercial, here at Federal Hill Mortgage, we finance it all.

Leadership Team

Ryan Saul


NMLS# 176230

Tammy Saul


NMLS# 175722

Tiffany Inches

Operations Manager

NMLS# 1675767

Marina Churchman

Marina Carchman

Loan Partner Manager

NMLS# 1403183

Business Development and Client Relations

Joe Cariola

Director of Client Development

Ashley Curlett

Ashley Curlett

Business Development Representative

NMLS# 2001581

JT Palilla

Business Development Representative

Carlos Herboso

Business Development Representative

Loan Partners and Officers

Russell Paterno

Senior Loan Partner

NMLS# 1358301

Chandra Vinson

Senior Loan Partner

NMLS# 1666895

Michael Louque

Senior Loan Partner

NMLS# 1331778

Tonielle Pickard

Senior Loan Partner

NMLS# 690819

Nicholas Pierce

Loan Partner

NMLS# 1232350

Susan Brassfield

Loan Partner

Eliza Mack

Loan Partner

NMLS# 2441832

Courtney Riesner

Home Equity Director Senior Loan Partner

Shelly Crone

Loan Officer

NMLS# 2517843

Mark Westcott

Senior Loan Officer

NMLS# 189263

Monique Onde

Agent Relations

Bryan Melendez

Bilingual Communications Specialist

Loan Processing Team

Melanie Sturgill

Senior Processor

Missy Gould

Senior Processor

Renee Feingold

Senior Processor

Jessica Pralle

Senior Processor

Operational & Support Team

Nate Brown

Total Support Assistant

Danica Guno

Loan Assistant

Nancy Jukus

Office Manager

Daron Cunningham

Marketing Manager

Our Culture

At Federal Hill Mortgage, we understand that a company people are proud to be part of is founded on relationships, personal growth, and making a real difference.

We nurture an environment of humility coupled with a relentless pursuit of excellence. We advocate for a collaborative atmosphere and open dialogue. Internally, we interact with the same respect, transparency, and supportiveness that we offer our clients.

We celebrate individual achievements and collective successes as a united team. Every team member is an integral piece of the Federal Hill fabric and is encouraged to contribute to all facets of our business. Our shared mission is grounded in compassion and the shared goal of creating enduring value and personal impact for both our employees and the clients we serve.

Federal Hill Mortgage Employees
Federal Hill Mortgage Employees 2
Federal Hill Mortgage Employees 3

Be Part of Our Vision

The landscape of homeownership is evolving.

Join us as we shape the future of the mortgage industry and transform the financial trajectories of individuals and families across the nation.

We are always looking for great talent. If you are an experienced mortgage professional and would like to join our team, please email your resume and statement of interest to Joseph Cariola at [email protected].