Chemine Coleman

Loan Officer | NMLS# 2575165

About Chemine

Realtor. Loan Originator. One Vision, One Goal.

Chemine Coleman is uniquely positioned in the DMV real estate market as a dual-licensed Realtor and Mortgage Loan Originator—offering clients a seamless, full-service experience from property search to closing. With expertise on both sides of the transaction, she simplifies the home buying process while delivering clarity, strategy, and confidence every step of the way.

Before entering real estate, Chemine spent over a decade in healthcare, where she developed a deep-rooted passion for helping others. That experience shaped her client-first philosophy: prioritize people, communicate clearly, and ensure every client feels informed and empowered in their decisions.

In 2014, she transitioned into property management, quickly rising from Leasing Agent to Assistant Property Manager within just eight months. Her experience spans both residential and commercial properties, giving her a well-rounded understanding of the market. She earned her Maryland Real Estate license in December 2018 and became an active Realtor in 2019, building a reputation for professionalism, responsiveness, and results.

Driven by a vision to provide a true “one-stop” experience, Chemine expanded her expertise by obtaining her Mortgage Loan Originator license in 2022. Today, she offers clients the rare advantage of streamlined service—from funding to home search to closing—delivered with precision and care. She is proud to be aligned with one of the DMV’s top female-led brokerages, allowing her to serve her clients at an even higher level.

Outside of real estate, Chemine enjoys traveling, learning, and embracing new experiences. Her commitment to growth—both personally and professionally—fuels her passion for the industry. For Chemine, real estate is more than a career; it’s an opportunity to create exceptional experiences and help clients step confidently into their next chapter.

What Makes Us Unique

Why Choose Federal Hill Mortgage?

At Federal Hill Mortgage, our commitment goes beyond the ordinary. We've combined years of expertise with unparalleled service to provide you mortgage solutions tailored to your needs. Here's what sets us apart:

  • Expert Leadership:

Spearheaded by Tammy Saul, a licensed attorney with a two-decade-long track record in mortgage lending. We bring a wealth of knowledge to every transaction.

  • Nationwide Recognition:

Tammy stands in the elite top one-tenth of 1% of mortgage loan officers nationally. This is testament to our dedication and results.

  • Diverse Offerings:

From first-time homebuyers to self-employed borrowers, we've got you covered. Our extensive range of products ensures you find a fit, no matter your requirement.

  • Competitive Rates:

Our volume-driven approach means we regularly offer wholesale and deeply discounted rates. Discover why even those under contract switch to us for unmatched rates.

  • Always Reachable:

We understand your life doesn’t revolve around the 9-5. Whether it’s an evening, weekend, or holiday, our team is just a call away.

  • We pride ourselves on our diverse offerings, competitive rates, and the personal touch of expert leadership. Many lenders offer one-size-fits-all solutions, but at Federal Hill Mortgage, our solutions are tailored to individual needs, ensuring you get the best fit.

  • Absolutely! We specialize in creative solutions for self-employed borrowers, understanding the unique challenges and requirements you face. Our team is well-equipped to guide you through the process.

  • Switching is simpler than you might think. We often have clients transition to us for our lower rates, even when under contract. Contact us directly, and we'll guide you through the seamless process.

State Map

Financing Dreams Across 7 States

  • Delaware
  • Florida
  • Maryland
  • North Carolina 
  • Pennsylvania
  • Virginia
  • Washington D.C. 

 

Not located in these states? Let me know and I'll connect you with a trusted partner through Federal Hill Mortgage.

© 2026 Federal Hill Mortgage Company, LLC. All rights reserved.
Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.

Individual NMLS #2575165 | Company NMLS #176351