Mark Maldonado

Senior Loan Officer | NMLS# 184906

About Mark

Trusted Mortgage Expert with 20+ Years of Experience

For over 20 years, I’ve had the privilege of helping people make one of the biggest decisions of their lives—buying a home. What began with Washington Mutual Home Loans in the Baltimore/Annapolis area quickly became a career I love. While I was honored to be ranked among the “Top 10 Originators for the Mid-Atlantic Region” in 2005 and 2006, the real reward has always been the relationships I’ve built along the way.


In 2007, I joined PHH Home Loans (Coldwell Banker Home Loans) as the in-house lender for four real estate offices, working closely with agents to support their clients’ financing needs. After more than five years there, I moved to Bay Capital Mortgage Corporation, where I was proud to earn President’s Club recognition during my nearly 10-year run.


After spending the past three amazing years with Main Street Home Loans, I’m excited to share that I’ve made the move from retail lending to wholesale by joining Federal Hill Mortgage—the official #1 producing loan officer in Maryland. This transition allows me to offer even more flexible, competitive financing solutions to better serve my incredible referral partners and their clients.


My business is built almost entirely on referrals—past clients and real estate partners who trust me to take care of the people they care about. That trust means everything. I believe in offering clear, honest advice so clients can make confident financial decisions that align with their short- and long-term goals.


I earned my BA in Economics from St. Lawrence University, and in 2001, my wife Linda and I moved to Maryland. We now live in Edgewater with our two terrific, soon-to-be college-bound kids, both of whom play competitive ice hockey at the school and travel team levels. When I’m not working, you’ll likely find me at the rink cheering them on, out on the golf course, watching football, or walking our beautiful German Shepherd to unwind.


What Makes Us Unique

Why Choose Federal Hill Mortgage?

At Federal Hill Mortgage, our commitment goes beyond the ordinary. We've combined years of expertise with unparalleled service to provide you mortgage solutions tailored to your needs. Here's what sets us apart:

  • Expert Leadership:

Spearheaded by Tammy Saul, a licensed attorney with a two-decade-long track record in mortgage lending. We bring a wealth of knowledge to every transaction.

  • Nationwide Recognition:

Tammy stands in the elite top one-tenth of 1% of mortgage loan officers nationally. This is testament to our dedication and results.

  • Diverse Offerings:

From first-time homebuyers to self-employed borrowers, we've got you covered. Our extensive range of products ensures you find a fit, no matter your requirement.

  • Competitive Rates:

Our volume-driven approach means we regularly offer wholesale and deeply discounted rates. Discover why even those under contract switch to us for unmatched rates.

  • Always Reachable:

We understand your life doesn’t revolve around the 9-5. Whether it’s an evening, weekend, or holiday, our team is just a call away.

  • We pride ourselves on our diverse offerings, competitive rates, and the personal touch of expert leadership. Many lenders offer one-size-fits-all solutions, but at Federal Hill Mortgage, our solutions are tailored to individual needs, ensuring you get the best fit.

  • Absolutely! We specialize in creative solutions for self-employed borrowers, understanding the unique challenges and requirements you face. Our team is well-equipped to guide you through the process.

  • Switching is simpler than you might think. We often have clients transition to us for our lower rates, even when under contract. Contact us directly, and we'll guide you through the seamless process.

State Map

Where I'm Licensed

Financing Dreams Across 7 States

  • Delaware (MLO-184906)
  • Maryland (184906)
  • North Carolina (I-215447)
  • Pennsylvania (77813)
  • Virginia (MLO-21236VA)
  • Washington D.C. (MLO184906)

Not located in these states? Let me know and I'll connect you with a trusted partner through Federal Hill Mortgage.

© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.
Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.
Individual NMLS #184906 | Company NMLS #176351