Sound, reliable mortgage advice.
Personalized, professional service.

Tammy gets financing done. Pure and simple. We recommend that all our clients use her.

Tammy and Tiffany are an excellent team. As a new resident to the Maryland area, they took the time to explain the mortgage process and kept us informed each step of the way. The team was very professional and responsive to any questions and concerns we had. I would highly recommend their services to anyone.

This was my first time working with Tammy. I’d been let down by other mortgage companies, so I was a bit skeptical at  first. Tammy and Tiffany were not only professional and positive, but they got the job done and never forgot that I was a person in need of a home.  As a veteran, Tammy recommended a VA loan that processed with no problems.  I am grateful to you both and highly recommend you with no reservations!

I had the pleasure of working with Tammy Saul and Tiffany Inches. She was able to get me what I needed, when I needed it. I’m not the easiest client, and the situation was complicated and more involved than all the parties envisioned – but Tammy was able to make it happen! Thank you!!

I’ve been working with Tammy for close to 10 years now and I go to her for all my mortgage needs. She has helped me many times with both my personal home and investment properties. Tammy gets the job done quickly and efficiently and can explain your options clearly. I highly recommend her.

I just closed on a purchase of my primary residence with Tammy, and she was excellent! I am a self-employed real estate professional, and the other lenders I worked with previously were unable to properly manage the conventional underwriting process and the additional complications that self-employment entails. Not Tammy – she was incredibly responsive, organized, and “think-outside-the-box” as she worked the file. Her knowledge of the underwriting process enabled her to get the loan done. There were no excuses or passing the buck, only solution-oriented thinking and ideas for alternative methods of moving the loan forward when we encountered issues. I highly recommend FHM. Thank you Tammy!

Thank you from all our Hearts TAMMY for all the hard work, professionalism, knowledge, guidance, warmth and everything you did for us. We appreciate all the effort you put into our file to go through. We know how difficult our situation was, and how big our loan had to be and you made it happen for us to get our Loan Cleared for closing in 2 WEEKS. We will always be thankful for you and the world should know how professional and hard workers Tammy and Federal Hill Mortgage staff are. And most of all we feel that we gained a new sweetheart friend for the rest of our lives. – We can’t thank u enough Tammy, we’re truly grateful for everything you did for us.

Thank you yet again Tammy and staff for your assistance servicing my home mortgage needs. You have my highest recommendation! Detailed to the end…..and that is exactly how I like to be informed. Very passionate about your profession and to servicing your client’s best interests in mind. *standing ovation and cheers! Seriously, thank you much again! And wishing you and your company’s continual best in excellence of service!

My husband is self-employed and we were having a hard time getting a mortgage.  After being turned down by two other Mortgage lenders we were about to give up, but then we were introduced to Tammy and Federal Hill Mortgage.  I honestly feel that we would not be in our house today if she had not been on our side.  She is professional, motivated, determined, hard- working, prompt and responsive at all hours of the night.  I would get an email from her when most people are asleep!  I would totally and completely recommend working with Tammy if you need a mortgage and especially if you are self-employed!

Many of my clients use Tammy for their hard to place loans. Simply put, she has access to companies that other mortgage brokers do not and has a reputation of getting them done in a timely and professional manner.