Sound, reliable mortgage advice.
Personalized, professional service.

Tammy has successfully guided me through multiple refinances. She’s been awesome to work with. She helped me understand the process rather than just pushing me through it, answering the questions I knew to ask and the ones I didn’t. One thing that I’ve learned about real estate investing is that it’s a team sport. I’d highly recommend making Tammy Saul and Federal Hill Mortgage part of your team.

I strongly recommend Tammy and her team to serve your mortgage needs based on her in-depth knowledge of the mortgage industry, creativity in financing options, and a customer service that is exemplary in both response time AND respect of the customer. My husband and I have worked with Tammy on both a refinance and a new mortgage. Due to education related expenses which caused some late payments, our credit score was what was considered “below average”. It was such a source of embarrassment for us as we tried to get out from these financial pressures and Tammy always treated us with such dignity. Above all, her confidence in securing our re-fi and new mortgage was a gift to us at a time when we felt very unsure and overwhelmed. She gave us different options and carefully explained the pros and cons of each. I encourage anyone reading these reviews to work with Tammy at Federal Hill Mortgage – you will receive stellar service from someone who knows your name, exhibits risk-appropriate creativity in a non-creative industry, and is diligent in her follow-through of the mortgage process. Thank you Tammy and team!!!

Tammy is a very dedicated and hard working professional. She will go above and beyond to help you find a solution to your business concern. Is understanding and communicates well.

Being first time home buyers we weren’t sure what to expect when starting this process. Tammy and her staff made sure to explain each step and make it a great experience! Everyone was very professional and made sure to deliver to us exactly what they said they would!

It is my pleasure to recommend Tammy at Federal Hill Mortgage. She is knowledgeable and professional, and I also consider her a friend. I refinanced my home several times. Tammy kept me up to date on interest rates and she and her staff made the process incredibly easy. (Kudos to Tiffany as well!) I recommended FHM to friends and family and they were pleased as well. Sometimes it was just a phone call or question they had. Tammy was never to busy to help someone make the best decision for their situation. I can’t say enough positive things about FHM, and how hard they work for their customers. Thanks so much!!!!

I just closed on a purchase of my primary residence with Tammy, and she was excellent! I am a self-employed real estate professional, and the other lenders I worked with previously were unable to properly manage the conventional underwriting process and the additional complications that self-employment entails. Not Tammy – she was incredibly responsive, organized, and “think-outside-the-box” as she worked the file. Her knowledge of the underwriting process enabled her to get the loan done. There were no excuses or passing the buck, only solution-oriented thinking and ideas for alternative methods of moving the loan forward when we encountered issues. I highly recommend FHM. Thank you Tammy!

I had the pleasure of working with Tammy Saul and Tiffany Inches. She was able to get me what I needed, when I needed it. I’m not the easiest client, and the situation was complicated and more involved than all the parties envisioned – but Tammy was able to make it happen! Thank you!!

I have worked with Tammy and Federal Hill Mortgage for 10 years. Tammy is one of the hardest working people I know. She has high integrity, work ethic and reliability unmatched by anyone in the industry. Tammy does all my purchases and refinances. For all my clients she is the only one I refer. There have been many clients that start with other brokers that ultimately finish their loan with Tammy since the other lenders can’t close the loan. Tammy does a thorough research on each client upfront to find every possible issue/concern that can rise with the particular transaction. This thoroughness along with her ability to anticipate/resolve issues at the start of the transaction is what differentiates Federal Hill Mortgage and Tammy above all other lenders. Tammy is also a student of her industry; any time new rules come out she calls and let me know so I can help educate my clients. When I work with a client and a financing question comes up I can generally get a hold of Tammy even if it is off hours. In short, Tammy’s work ethic, exemplary customer service, result driven approach, knowledge of the industry, thoroughness, and follow-up make Federal Hill Mortgage the best Mortgage Company period.

Many of my clients use Tammy for their hard to place loans. Simply put, she has access to companies that other mortgage brokers do not and has a reputation of getting them done in a timely and professional manner.

I worked with Tammy when I needed a loan for an investment property. The process was smooth and seamless. She and her staff were very knowledgeable and provided excellent service. I still continue to call on her if I have any questions ranging from loans to house repair.