Sound, reliable mortgage advice.
Personalized, professional service.

Tammy and her team did a great, reliable job refinancing 2 of my properties. They made the process seamless, and saved me a lot of time and hassle. Tammy makes herself available at all times of the day and week, which makes it convenient for someone who has an already busy work schedule. I highly recommend Federal Hill Mortgage to anyone looking to refinance, or purchase a home. They are professional and trustworthy, and will get you the best rate out there.

As a hard money lender, I’ve seen my borrowers work with many mortgage companies to refi out of my loans.  Federal Hill Mortgage is head and shoulders above the rest.  Tammy delivers where others can’t and she is always my first recommendation.

About a year ago, my wife and I were looking to refinance our home (lower our rate and shorten our term) without increasing our loan balance.  I contacted my current lender (BOA) about refinancing our loan and they told me it would cost me approximately $5,000.  Next, we contacted my wife’s credit union.  They were no help either because our loan balance would increase by several thousand dollars.  I got a referral for Federal Hill Mortgage and spoke with Tammy.  Tammy said we can lower your rate and reduce your term at no cost!  I moved forward with Federal Hill and they delivered on what they said they could do.  I got a lower interest rate, shortened my term, with virtually no loan increase, and I was able to settle at my house!  Excellent follow-up and communication.   Great job by Tammy and the folks at Federal Hill Mortgage Company.

We have been working with Tammy from Federal Hill Mortgage for several years and have a great working relationship.  As real estate investors primarily investing in Baltimore, we value the expertise Tammy brings to our team in helping us obtain financing for properties we purchase for resale and for hold/rent.  We consider Tammy a valued member of our team and look forward to doing more deals with FHM in the future.

I want to thank Tammy and Lydia at Federal Hill Mortgage Company – – they were a pleasure to work with and it seemed they never stopped working – – late nights, weekends! They were both ultra responsive and got us the best mortgage possible in a short timeframe. I would recommend FHMC to anyone buying a house! Thank you both again!

I have referred many clients to Tammy for conventional loans. Tammy has worked very closely with my clients to achieve their financial goals, she has been nothing short of outstanding. When I have a client in need of financing, Tammy will always be my first call.

We want to thank Tammy for all her great help! Our purchase mortgage loan was a particularly challenging one that took a great deal of creative effort on her end to settle (with overseas transfers, foreign bank accounts and translations of official documents). She managed it all while I was still in France and I arrived just to sign the final documents!

Tammy is a very dedicated and hard working professional. She will go above and beyond to help you find a solution to your business concern. Is understanding and communicates well.

Federal Hill Mortgage succeeded in the face of challenges! Tammy got us a conventional loan at a time it was difficult to get a loan at all, particularly for investors. Also, we had a complicated situation and it was very frustrating at times with the bank, but Tammy worked through it and got us to closing by our required deadline.

Tammy and her team deliver results that are exceptional. She quickly assessed the options available to me and made the best recommendations. She processed my refinance within a few weeks compared to months with other mortgage brokers. I look forward to doing more properties with her and her team.