Sound, reliable mortgage advice.
Federal Hill Mortgage is your one stop resource for home loans. Helping people make informed decisions about the best choice of mortgage financing is what we do best.
Whether you’re looking for a loan, want to get prequalified, need to understand the loan process, or just want a free consultation with a loan expert, we’re here to to help.
Get the best rates. We will help you secure the best rates and terms to purchase or refinance your home or property. Leave the analysis to the experts and enjoy reduced rates and monthly payments as well as the long-term benefits of property ownership
Advice you can trust. Get trusted advice on your credit history, how much home you can afford, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. We will advise you and then handle the entire mortgage process from beginning to end to ensure a smooth and timely closing.
Professional Services. Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. Rely on our vast experience and knowledge for:
Purchase Mortgage Loans
Refinance Mortgage Loans on all property types
Refinance Mortgage for Real Estate Investors
Mortgage Lending to LLCs and other entity borrowers
Contact us today to discover why we’re the most referred mortgage lender and broker in Maryland and Virginia.
What Others are Saying
I have worked with Tammy and Federal Hill Mortgage for 10 years. Tammy is one of the hardest working people I know. She has high integrity, work ethic and reliability unmatched by anyone in the industry. Tammy does all my purchases and refinances. For all my clients she is the only one I refer. There have been many clients that start with other brokers that ultimately finish their loan with Tammy since the other lenders can’t close the loan. Tammy does a thorough research on each client upfront to find every possible issue/concern that can rise with the particular transaction. This thoroughness along with her ability to anticipate/resolve issues at the start of the transaction is what differentiates Federal Hill Mortgage and Tammy above all other lenders. Tammy is also a student of her industry; any time new rules come out she calls and let me know so I can help educate my clients. When I work with a client and a financing question comes up I can generally get a hold of Tammy even if it is off hours. In short, Tammy’s work ethic, exemplary customer service, result driven approach, knowledge of the industry, thoroughness, and follow-up make Federal Hill Mortgage the best Mortgage Company period.
I want to thank Tammy and Lydia at Federal Hill Mortgage Company – – they were a pleasure to work with and it seemed they never stopped working – – late nights, weekends! They were both ultra responsive and got us the best mortgage possible in a short timeframe. I would recommend FHMC to anyone buying a house! Thank you both again!
Tammy is one of the most professional people I have ever met. She is efficient, knowledgeable, trustworthy and pleasant to work with. I have gotten to know her personally and professionally. There is not a better person in the mortgage industry. Tammy is always the first person called when I am ready to do business. I look forward to a long relationship with Tammy and Federal Hill Mortgage Company
Tammy was amazing to work with. This was my fourth home purchase, and I never experienced this level of service, nor the feeling that someone was really looking to get the best for me. She came recommended by two separate people, and we decided to work with her instead of the companies recommended by our local (DC area) realtor. We are so glad we did! I am not sure when Tammy sleeps, eats, or relaxes, because she was seemingly always available. We looked into buying last year, she helped us, and when we decided to wait, she gave us advice on what to do to best prepare to make the purchase. We are just moving into our new home and are so happy that we were able to get a place we love with Tammy’s help. Tiffany helped quite a bit during our transaction. She was a pleasure, very kind and patient. We never felt like we were waiting long for a response or that our (millions of) questions were bothering her. Thank you!!
About a year ago, my wife and I were looking to refinance our home (lower our rate and shorten our term) without increasing our loan balance. I contacted my current lender (BOA) about refinancing our loan and they told me it would cost me approximately $5,000. Next, we contacted my wife’s credit union. They were no help either because our loan balance would increase by several thousand dollars. I got a referral for Federal Hill Mortgage and spoke with Tammy. Tammy said we can lower your rate and reduce your term at no cost! I moved forward with Federal Hill and they delivered on what they said they could do. I got a lower interest rate, shortened my term, with virtually no loan increase, and I was able to settle at my house! Excellent follow-up and communication. Great job by Tammy and the folks at Federal Hill Mortgage Company.
Tammy is a very dedicated and hard working professional. She will go above and beyond to help you find a solution to your business concern. Is understanding and communicates well.
Tammy was very helpful with my refinance. She made the process simple and she got it done! I will be using Federal Hill Mortgage again for any new purchases.
Tammy and Tiffany are an excellent team. As a new resident to the Maryland area, they took the time to explain the mortgage process and kept us informed each step of the way. The team was very professional and responsive to any questions and concerns we had. I would highly recommend their services to anyone.
I had an opportunity to work with Tammy for refinancing my mortgage. She was a professional with high integrity and work ethic. I highly recommend her.
Our recent mortgage experience with Tammy has been top notch! Tammy and Lydia were both professional and knowledgeable about the process and went out of their way to help ease our concerns. The thorough and gentle way Tammy walked us step by step with all of the forms and paperwork, let us know that she is passionate about finding the best rate for her clients. She also showed her compassionate side by assuring us that we were in good hands. Whether it was early morning or late at night, Tammy was available to answer any and all questions. On closing day, we finally got to meet Tammy and immediately thanked her for all of her hard work. This was the easiest mortgage process we’ve experienced so far. Not only did Tammy see us through this process, she has extended herself for any and all future questions or concerns we may have regarding our home purchase. It’s our pleasure to recommend Federal Hill Mortgage. Thank you Tammy and staff for all that you do to help families purchase their dream homes.
Talk to Us
Tammy Saul, JD, MBA
Federal Hill Mortgage
904 Light Street
Baltimore, MD 21230
1.800.551.9198 ext 103
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