Tammy Saul is the official #1 producing mortgage loan officer in her home state, in the top 5 individual mortgage brokers nationally, and the official #5 woman originator across all categories in the U.S.


Year over year, she is consistently recognized for her high level of production, superior customer service, expert industry knowledge and creative problem-solving acumen. Tammy has been featured in multiple publications including Mortgage Professional America Magazine, National Mortgage News, and Scotsman Guide. To this day, she continues to grow her business exponentially through word-of-mouth referrals.


Tammy’s goal is to simplify the mortgage process for her clients and to make the home loan process easy to navigate. She and her team thoroughly educate their clients through the mortgage transaction to ensure they fully understand all options and are confident with their chosen loan program. She also puts her clients ahead of the competition through her hyper-efficient ability to close loans in record time.


Tammy holds three degrees: a Bachelor of Arts in International Studies, a Master of Business Administration (MBA) from the University of Baltimore, and a Juris Doctor (J.D.) from the University of Maryland School of Law. She has been a licensed attorney since 2002. Above all else, as a 100% Ukrainian first-generation immigrant to the U.S., Tammy is a passionate champion of the American Dream of home ownership and entrepreneurship. She currently resides in Howard County, Maryland with her husband and two young children.

• 2025: The official #1 Producing Loan Officer in her home state
• First female to achieve State Champion ranking in Maryland
• Holds degrees in International Studies, Business and Law