Sound, reliable mortgage advice.
Personalized, professional service.

I would recommend Tammy to anyone, she always made every loan we had go through with no issues!

About a year ago, my wife and I were looking to refinance our home (lower our rate and shorten our term) without increasing our loan balance.  I contacted my current lender (BOA) about refinancing our loan and they told me it would cost me approximately $5,000.  Next, we contacted my wife’s credit union.  They were no help either because our loan balance would increase by several thousand dollars.  I got a referral for Federal Hill Mortgage and spoke with Tammy.  Tammy said we can lower your rate and reduce your term at no cost!  I moved forward with Federal Hill and they delivered on what they said they could do.  I got a lower interest rate, shortened my term, with virtually no loan increase, and I was able to settle at my house!  Excellent follow-up and communication.   Great job by Tammy and the folks at Federal Hill Mortgage Company.

Tammy is the best in the business. Tammy and her staff bring it all to the table during a real estate transaction: excellence, education, experience, precision, respect, and a rare dedication to serving people promptly. Tammy actually researches each borrower’s situation–and then she charts the course to a successful closing. I am impressed with her. Tammy answered my initial distress call late one Sunday, we had never worked together before. Within five minutes she knew the facts of my transaction and provided recommendations. I was sold on her immediately. My clients decided to work with her after another lender failed to perform on time. There is absolutely no comparison, Tammy and Tiffany do a flawless job!

Tammy was fantastic to work with. Extremely knowledgeable and always had an answer back to me quickly- usually within minutes! Definitely exceeded expectations.

Phenomenal lending company!  Tammy is the best mortgage banker I have ever encountered!  I’ve had the pleasure of working very closely with her on successful purchases for clients.  In my 10 years as a full-time real estate agent, before Tammy I dealt with many, many mortgage brokers and bankers.  Several things set her apart from the rest.  First and foremost is her in-depth knowledge of financing and real estate.  Tammy answers questions with confidence and when she doesn’t know the answer, she isnt afraid to admit it and then quickly finds the right answer.  She is also extremely responsive to calls and emails, is always reachable and takes care of things in a very timely manner.  One of the best things about working with Tammy is her personality.  She is fun to work with!  Tammy puts you at ease and has backup plans ready for any issues that may come up along the way.  She is in it to get the deal done and do what is best for her clients while being an ethical, top notch professional!  I refer everyone I know to her!  Excellent Job!

I am a relatively new real estate investor, and had used Federal Hill Mortgage to purchase my first 2 investment properties. Tammy has a work ethic that I haven’t seen in a very long time. If I had any questions she would respond in a very timely fashion, with precise answers to all of my questions. It was common to speak on a Friday night or a Sunday morning. This is virtually non-existent in the world of customer service. I would not hesitate to use Tammy and her team in the future. They were courteous, prompt and very thorough. I was incredibly impressed and very satisfied.

We had refinanced two rental properties with Tammy’s firm. Her preparation work was very detailed, and she gave very good and practical advices to guide us through the entire process. Her knowledge for rental properties refinance is very deep and she understands what investors or landlords are looking for. Highly recommend her services!

Tammy and Tiffany are an excellent team. As a new resident to the Maryland area, they took the time to explain the mortgage process and kept us informed each step of the way. The team was very professional and responsive to any questions and concerns we had. I would highly recommend their services to anyone.

I have been working with Tammy for few years, and always have been satisfied with her work. She helped me find best mortgage solutions for most complex properties. Tammy extremely responsive with great attention to details.

Tammy runs a results driven business.  Every client that I send to Tammy she gets the job done!