Sound, reliable mortgage advice.
Personalized, professional service.

I have worked with Tammy and Federal Hill Mortgage for 10 years. Tammy is one of the hardest working people I know. She has high integrity, work ethic and reliability unmatched by anyone in the industry. Tammy does all my purchases and refinances. For all my clients she is the only one I refer. There have been many clients that start with other brokers that ultimately finish their loan with Tammy since the other lenders can’t close the loan. Tammy does a thorough research on each client upfront to find every possible issue/concern that can rise with the particular transaction. This thoroughness along with her ability to anticipate/resolve issues at the start of the transaction is what differentiates Federal Hill Mortgage and Tammy above all other lenders. Tammy is also a student of her industry; any time new rules come out she calls and let me know so I can help educate my clients. When I work with a client and a financing question comes up I can generally get a hold of Tammy even if it is off hours. In short, Tammy’s work ethic, exemplary customer service, result driven approach, knowledge of the industry, thoroughness, and follow-up make Federal Hill Mortgage the best Mortgage Company period.

I’ve been working with Tammy for close to 10 years now and I go to her for all my mortgage needs. She has helped me many times with both my personal home and investment properties. Tammy gets the job done quickly and efficiently and can explain your options clearly. I highly recommend her.

I had the pleasure of working with Tammy Saul and Tiffany Inches. She was able to get me what I needed, when I needed it. I’m not the easiest client, and the situation was complicated and more involved than all the parties envisioned – but Tammy was able to make it happen! Thank you!!

Tammy is a hard worker.  I am amazed at how available she is.  Tammy’s work ethic, know-how, and composure bring a sense of calm to what should feel like a hectic lending process.  She is a pro.

Tammy’s knowledge of financing is second to none. I have worked with many lenders in my 30 years in the real estate business and no one else matches Tammy’s knowledge, integrity, tenacity, thoroughness and delivery of the absolute best and competitive financing terms for myself and my clients. I trust her implicitly to get the job done and to treat my clients fairly and honestly. Her integrity and professionalism is second-to-none. She does her homework and identifies problems and issues early in the transaction process and then works to resolve the issue or direct the client to a solution that WILL work given their situation. She is also quick to acknowledge when she cannot help someone. This saves everyone a lot of time and effort by being honest upfront as to what will and what will not work. Tammy is a valuable member of my team of professionals. She helps me deliver the superior results to my clients that they have come to expect from me and those I associate with.

When she was helping me she was working 24/7 because I used to get calls from her any day of the week and her emails sometimes came to me at 2:00 AM. She knows the ins and outs of Mortgage industry. Very hard working person.

Being first time home buyers we weren’t sure what to expect when starting this process. Tammy and her staff made sure to explain each step and make it a great experience! Everyone was very professional and made sure to deliver to us exactly what they said they would!

I worked with Tammy when I needed a loan for an investment property. The process was smooth and seamless. She and her staff were very knowledgeable and provided excellent service. I still continue to call on her if I have any questions ranging from loans to house repair.

Thank you from all our Hearts TAMMY for all the hard work, professionalism, knowledge, guidance, warmth and everything you did for us. We appreciate all the effort you put into our file to go through. We know how difficult our situation was, and how big our loan had to be and you made it happen for us to get our Loan Cleared for closing in 2 WEEKS. We will always be thankful for you and the world should know how professional and hard workers Tammy and Federal Hill Mortgage staff are. And most of all we feel that we gained a new sweetheart friend for the rest of our lives. – We can’t thank u enough Tammy, we’re truly grateful for everything you did for us.

Tammy was very patient with me as I watched the market over the course of about 12 months before deciding it was time to refinance.  She kept me up to date whenever the market moved my way. Once we started the process, Tammy and her staff were very efficient, helpful and quick to address questions as they came up.  Tammy is the ultimate professional!  I refer all of my clients to her because I know they will be well taken care of!