Sound, reliable mortgage advice.
Federal Hill Mortgage is your one stop resource for home loans. Helping people make informed decisions about the best choice of mortgage financing is what we do best.
Whether you’re looking for a loan, want to get prequalified, need to understand the loan process, or just want a free consultation with a loan expert, we’re here to to help.
Get the best rates. We will help you secure the best rates and terms to purchase or refinance your home or property. Leave the analysis to the experts and enjoy reduced rates and monthly payments as well as the long-term benefits of property ownership
Advice you can trust. Get trusted advice on your credit history, how much home you can afford, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. We will advise you and then handle the entire mortgage process from beginning to end to ensure a smooth and timely closing.
Professional Services. Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. Rely on our vast experience and knowledge for:
Purchase Mortgage Loans
Refinance Mortgage Loans on all property types
Refinance Mortgage for Real Estate Investors
Mortgage Lending to LLCs and other entity borrowers
Contact us today to discover why we’re the most referred mortgage lender and broker in Maryland and Virginia.
What Others are Saying
Tammy’s tenacious drive and superior work ethic have always stood out to me over the years that I had the pleasure to work with her. There are few individuals in the Mortgage business that could measure up. Given her astute nature, I am convinced that there are few that are as effective in this business as Tammy.
I had the pleasure of working with both Tammy and Tiffany. They were both an absolute delight to work with. They both always made me feel like I was the companies most important client. My questions were always addressed in a timely manner. They were very pleasant and knowledgeable. I would recommend Federal Hill Mortgage!
We had refinanced two rental properties with Tammy’s firm. Her preparation work was very detailed, and she gave very good and practical advices to guide us through the entire process. Her knowledge for rental properties refinance is very deep and she understands what investors or landlords are looking for. Highly recommend her services!
I would recommend Tammy to anyone, she always made every loan we had go through with no issues!
Tammy is incredibly professional, efficient, and friendly. While my husband and I were in the process of buying our first single-family home, our original mortgage company began making ridiculous demands regarding our new home, and our close date seemed unattainable. We felt helpless and lost until we found our way to Tammy. She was able to quickly assess our situation and immediately went to work. Within a week and a half, we were going to closing. We are forever grateful for everything she did for us. I am positive that without her quick action, the situation would have turned out very differently. I would without a doubt recommend Tammy to friends and family, and I plan on doing so in the future.
I have worked with Tammy and Federal Hill Mortgage for 10 years. Tammy is one of the hardest working people I know. She has high integrity, work ethic and reliability unmatched by anyone in the industry. Tammy does all my purchases and refinances. For all my clients she is the only one I refer. There have been many clients that start with other brokers that ultimately finish their loan with Tammy since the other lenders can’t close the loan. Tammy does a thorough research on each client upfront to find every possible issue/concern that can rise with the particular transaction. This thoroughness along with her ability to anticipate/resolve issues at the start of the transaction is what differentiates Federal Hill Mortgage and Tammy above all other lenders. Tammy is also a student of her industry; any time new rules come out she calls and let me know so I can help educate my clients. When I work with a client and a financing question comes up I can generally get a hold of Tammy even if it is off hours. In short, Tammy’s work ethic, exemplary customer service, result driven approach, knowledge of the industry, thoroughness, and follow-up make Federal Hill Mortgage the best Mortgage Company period.
What I have found since first being introduced to Federal Hill Mortgage is a staff committed to a common goal: “‘What is best for their client.” All of the hard working staff are experts in putting together a plan for not only your short term goals but your long term as well.
Tammy was fantastic to work with. Extremely knowledgeable and always had an answer back to me quickly- usually within minutes! Definitely exceeded expectations.
Tammy is a hard worker. I am amazed at how available she is. Tammy’s work ethic, know-how, and composure bring a sense of calm to what should feel like a hectic lending process. She is a pro.
Tammy was very patient with me as I watched the market over the course of about 12 months before deciding it was time to refinance. She kept me up to date whenever the market moved my way. Once we started the process, Tammy and her staff were very efficient, helpful and quick to address questions as they came up. Tammy is the ultimate professional! I refer all of my clients to her because I know they will be well taken care of!
Talk to Us
Tammy Saul, JD, MBA
Federal Hill Mortgage
904 Light Street
Baltimore, MD 21230
1.800.551.9198 ext 103
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