Sound, reliable mortgage advice.
Federal Hill Mortgage is your one stop resource for home loans. Helping people make informed decisions about the best choice of mortgage financing is what we do best.
Whether you’re looking for a loan, want to get prequalified, need to understand the loan process, or just want a free consultation with a loan expert, we’re here to to help.
Get the best rates. We will help you secure the best rates and terms to purchase or refinance your home or property. Leave the analysis to the experts and enjoy reduced rates and monthly payments as well as the long-term benefits of property ownership
Advice you can trust. Get trusted advice on your credit history, how much home you can afford, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. We will advise you and then handle the entire mortgage process from beginning to end to ensure a smooth and timely closing.
Professional Services. Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. Rely on our vast experience and knowledge for:
Purchase Mortgage Loans
Refinance Mortgage Loans on all property types
Refinance Mortgage for Real Estate Investors
Mortgage Lending to LLCs and other entity borrowers
Contact us today to discover why we’re the most referred mortgage lender and broker in Maryland and Virginia.
What Others are Saying
I’ve been working with Tammy for close to 10 years now and I go to her for all my mortgage needs. She has helped me many times with both my personal home and investment properties. Tammy gets the job done quickly and efficiently and can explain your options clearly. I highly recommend her.
I strongly recommend Tammy and her team to serve your mortgage needs based on her in-depth knowledge of the mortgage industry, creativity in financing options, and a customer service that is exemplary in both response time AND respect of the customer. My husband and I have worked with Tammy on both a refinance and a new mortgage. Due to education related expenses which caused some late payments, our credit score was what was considered “below average”. It was such a source of embarrassment for us as we tried to get out from these financial pressures and Tammy always treated us with such dignity. Above all, her confidence in securing our re-fi and new mortgage was a gift to us at a time when we felt very unsure and overwhelmed. She gave us different options and carefully explained the pros and cons of each. I encourage anyone reading these reviews to work with Tammy at Federal Hill Mortgage – you will receive stellar service from someone who knows your name, exhibits risk-appropriate creativity in a non-creative industry, and is diligent in her follow-through of the mortgage process. Thank you Tammy and team!!!
I am a relatively new real estate investor, and had used Federal Hill Mortgage to purchase my first 2 investment properties. Tammy has a work ethic that I haven’t seen in a very long time. If I had any questions she would respond in a very timely fashion, with precise answers to all of my questions. It was common to speak on a Friday night or a Sunday morning. This is virtually non-existent in the world of customer service. I would not hesitate to use Tammy and her team in the future. They were courteous, prompt and very thorough. I was incredibly impressed and very satisfied.
Tammy’s knowledge of financing is second to none. I have worked with many lenders in my 30 years in the real estate business and no one else matches Tammy’s knowledge, integrity, tenacity, thoroughness and delivery of the absolute best and competitive financing terms for myself and my clients. I trust her implicitly to get the job done and to treat my clients fairly and honestly. Her integrity and professionalism is second-to-none. She does her homework and identifies problems and issues early in the transaction process and then works to resolve the issue or direct the client to a solution that WILL work given their situation. She is also quick to acknowledge when she cannot help someone. This saves everyone a lot of time and effort by being honest upfront as to what will and what will not work. Tammy is a valuable member of my team of professionals. She helps me deliver the superior results to my clients that they have come to expect from me and those I associate with.
Tammy has moral character, which is upstanding to say the least. She shows true professionalism and has an efficient staff working with her. Tammy ensured that I was fully informed as to my best possible options, and advised me accordingly. You can trust Tammy that she will make every effort to make the refinancing process a success.
Phenomenal lending company! Tammy is the best mortgage banker I have ever encountered! I’ve had the pleasure of working very closely with her on successful purchases for clients. In my 10 years as a full-time real estate agent, before Tammy I dealt with many, many mortgage brokers and bankers. Several things set her apart from the rest. First and foremost is her in-depth knowledge of financing and real estate. Tammy answers questions with confidence and when she doesn’t know the answer, she isnt afraid to admit it and then quickly finds the right answer. She is also extremely responsive to calls and emails, is always reachable and takes care of things in a very timely manner. One of the best things about working with Tammy is her personality. She is fun to work with! Tammy puts you at ease and has backup plans ready for any issues that may come up along the way. She is in it to get the deal done and do what is best for her clients while being an ethical, top notch professional! I refer everyone I know to her! Excellent Job!
Thank you from all our Hearts TAMMY for all the hard work, professionalism, knowledge, guidance, warmth and everything you did for us. We appreciate all the effort you put into our file to go through. We know how difficult our situation was, and how big our loan had to be and you made it happen for us to get our Loan Cleared for closing in 2 WEEKS. We will always be thankful for you and the world should know how professional and hard workers Tammy and Federal Hill Mortgage staff are. And most of all we feel that we gained a new sweetheart friend for the rest of our lives. – We can’t thank u enough Tammy, we’re truly grateful for everything you did for us.
Tammy’s work ethic and attention to detail is second to none. I’ve worked with her on several occasions on some difficult refinancing projects. She navigated through the red tape and regulation and came through for me in the end.
Tammy helped us greatly in obtaining our mortgage and getting the best rates. She was available all hours of the night, very personable, and made the process extremely easy for my family.
Tammy and Tiffany are an excellent team. As a new resident to the Maryland area, they took the time to explain the mortgage process and kept us informed each step of the way. The team was very professional and responsive to any questions and concerns we had. I would highly recommend their services to anyone.
Talk to Us
Tammy Saul, JD, MBA
Federal Hill Mortgage
904 Light Street
Baltimore, MD 21230
1.800.551.9198 ext 103
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