Sound, reliable mortgage advice.
Personalized, professional service.

Tammy is the best in the business. Tammy and her staff bring it all to the table during a real estate transaction: excellence, education, experience, precision, respect, and a rare dedication to serving people promptly. Tammy actually researches each borrower’s situation–and then she charts the course to a successful closing. I am impressed with her. Tammy answered my initial distress call late one Sunday, we had never worked together before. Within five minutes she knew the facts of my transaction and provided recommendations. I was sold on her immediately. My clients decided to work with her after another lender failed to perform on time. There is absolutely no comparison, Tammy and Tiffany do a flawless job!

I’ve been working with Tammy for close to 10 years now and I go to her for all my mortgage needs. She has helped me many times with both my personal home and investment properties. Tammy gets the job done quickly and efficiently and can explain your options clearly. I highly recommend her.

As a hard money lender, I’ve seen my borrowers work with many mortgage companies to refi out of my loans.  Federal Hill Mortgage is head and shoulders above the rest.  Tammy delivers where others can’t and she is always my first recommendation.

Federal Hill Mortgage is incredible. I asked a really good friend who did mortgages to help me get a loan for a home I wanted to buy. He tried everything but couldn’t get it done. That’s when Tammy came along and said, “let me try”. I knew this was a difficult case and I wasn’t sure if she could get it done. She not only got it done but she negotiated a spectacular rate for me as well. What took my friend months (with no results), Tammy got done in weeks. She has also done this for others that I’ve recommended to her. If you want to bet on anyone, bet on Federal Hill Mortgage and Tammy Saul!!

I worked with Tammy when I needed a loan for an investment property. The process was smooth and seamless. She and her staff were very knowledgeable and provided excellent service. I still continue to call on her if I have any questions ranging from loans to house repair.

We had refinanced two rental properties with Tammy’s firm. Her preparation work was very detailed, and she gave very good and practical advices to guide us through the entire process. Her knowledge for rental properties refinance is very deep and she understands what investors or landlords are looking for. Highly recommend her services!

Tammy and her team did a great, reliable job refinancing 2 of my properties. They made the process seamless, and saved me a lot of time and hassle. Tammy makes herself available at all times of the day and week, which makes it convenient for someone who has an already busy work schedule. I highly recommend Federal Hill Mortgage to anyone looking to refinance, or purchase a home. They are professional and trustworthy, and will get you the best rate out there.

I am a real estate agent and have used many mortgage officers. Hands down Tammy is at the top of my list. She knew the answers to all of my questions and, even more importantly, she seemed to like answering questions. So much of what mortgage officers do is educate the client about the often confusing and byzantine mortgage process— she embraced the role of educator and performed wonderfully. She approached my loan with a strategic perspective I rarely see in the industry. She delved into the minute details of my loan and instructed me on the small things I could do to get the lowest possible rate and maximize the money in my pocket. I recommend Tammy with the highest of praise.

Tammy and her team were so supportive. They made this process as easy as possible. Tammy really did everything she could to make sure we had the best mortgage for us.

I want to thank Tammy and Lydia at Federal Hill Mortgage Company – – they were a pleasure to work with and it seemed they never stopped working – – late nights, weekends! They were both ultra responsive and got us the best mortgage possible in a short timeframe. I would recommend FHMC to anyone buying a house! Thank you both again!