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What Are Seller Concessions? Reduce Closing Costs in 2025

How seller concessions can lower your closing costs and help you buy a home for less out-of-pocket.

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6 Down Payment Strategies for First-Time Buyers in 2025

Six practical ways buyers are affording homes in 2025 — without needing rich parents or six figures in savings.

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What Documents and Financial Information Do I Need to Apply for a Commercial Real Estate Loan?

Know exactly what documents are required to apply for a commercial property loan. Our checklist will help you prep like a pro.

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What Is a Non-Recourse Loan? A Real Estate Investor’s Guide to Smarter Financing

As a real estate investor scaling your portfolio, especially with stabilized 5+ unit or mixed-use properties, long-term financing options that limit your personal […]

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How to Buy a House Before Selling Yours

Learn how to buy a new home before selling your current one. We explain 6 smart mortgage strategies that make it possible.

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USDA Loans in Maryland: Buy a Home With No Money Down in 2025

Discover how USDA loans make homeownership possible in Maryland with no money down and low monthly payments.

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FHA Loan Eligibility Change: What Non-Permanent Residents Need to Know Before May 25, 2025

Discover why non-permanent residents are no longer eligible for FHA loans and how we can help you secure alternative financing.

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Adjustable Rate Mortgages (ARMs): Are They Right for You?

An Adjustable Rate Mortgage (ARM) can offer lower initial rates and savings, but also involves payment fluctuations. Learn when an ARM makes sense and if it’s right for you.

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Pre-Approval vs. Pre-Qualification: What’s the Difference?

Not sure if you need a pre-approval or pre-qualification? We break down the differences and help you choose the best option for your homebuying journey.

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© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.

Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.

Individual NMLS #175722 | Company NMLS #176351

Federal Hill Mortgage
  • [email protected]
  • +1 (800) 551-9198