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Zero MI 3/6 Mortgage: Buy a Home with 3% Down and No PMI

Buy a home with just 3% down and no PMI. The Zero MI 3/6 mortgage lowers payments and allows 6% seller help toward costs.

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Texas First‑Time Homebuyer Programs

Explore TSAHC, TDHCA, and MCC homebuyer programs in Texas with expert guidance from Federal Hill Mortgage.

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North Carolina First-Time Homebuyer Programs

Explore NC Housing programs offering up to $50,000 in down payment help. Learn how to qualify and apply through Federal Hill Mortgage.

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Washington, D.C. First-Time Homebuyer Programs (2025 Guide)

Explore DC homebuyer programs like HPAP, DC Open Doors, and EAHP. Learn how to qualify and apply with help from a trusted local mortgage lender.

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Virginia First-Time Homebuyer Programs: Grants, Tax Credits & Expert Guidance

Discover Virginia Housing programs for first-time buyers, including down payment grants and tax credits. Learn how Federal Hill Mortgage can help you qualify and buy your first home affordably.

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Pennsylvania First-Time Homebuyer Programs (2025 Guide)

Learn how to qualify for PHFA loans, K-FIT, and city grants in PA. A 2025 guide from Federal Hill Mortgage.

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Delaware First-Time Homebuyer Programs & Grants: Your 2025 Guide

Explore state-specific first-time homebuyer assistance programs in Delaware, including eligibility, benefits, and how to apply.

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Maryland First-Time Homebuyer Programs & Grants

Explore Maryland-specific first-time homebuyer assistance programs, eligibility details, available benefits, and the application process.

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What Are Points On a Mortgage? Everything Buyers Should Know

Understand how mortgage points work, when to buy them, and how to tell if they’re worth it.

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© 2025 Federal Hill Mortgage Company, LLC. All rights reserved.

Federal Hill Mortgage Company, LLC is a broker and lender licensed in MD, DE, PA, VA, DC, NC & TX. We are an Equal Housing Lender.

Individual NMLS #175722 | Company NMLS #176351 (For licensing information, go to: www.nmlsconsumeraccess.org)

Federal Hill Mortgage
  • [email protected]
  • +1 (800) 551-9198