Free Washington DC Mortgage Calculator

Shop smart with our free Washington DC mortgage calculator. Estimate what you can afford with ease. 







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

By having an educated knowledge of the mortgage process, you are able to properly understand the steps that go into purchasing a home. With Federal Hill Mortgage, we remain dedicated to providing this knowledge and giving you the ability to make informed decisions that will benefit you and your family. Our free Washington DC mortgage calculator allows you to gain an idea of what you can afford, allowing you to effectively shop around for a favorable mortgage offering

*Please note this tool is only for the purpose of estimations and does not guarantee an actual loan rate.*

Resources from Federal Hill Mortgage

Renting vs. buying: why buying is better

Take the complexity out of the home-buying process by utilizing the extensive collection of blogs provided by Federal Hill Mortgage. We are committed to providing you with the tools you need to succeed, from our educational blogs to our free mortgage calculators, our expert mortgage brokers are ready to help guide you throughout the mortgage process and help you finance your new home.

Why work with a mortgage broker in Washington DC?

Your dream home is out there. The search can be part of the fun, but also part of the stress. Each step in the home-buying process offers new excitement and new challenges. Whether it’s searching for a home that meets your criteria or shopping for a loan works for you, there’s a lot to do.

Luckily, you don’t have to go it alone.

At Federal Hill Mortgage, we are dedicated to taking stress off your plate. Our expert mortgage brokers in Washington DC have helped thousands of prospective buyers navigate the mortgage process.

We’re about more than just securing great rates. We provide you with the tools you need to accomplish your home-buying goals with ease.

Our Services

Secure pre-approval for a mortgage in Washington DC

While our DC Mortgage Calculator is a great tool for estimating what you can afford, you can shop even smarter with pre-approval.

Pre-approval allows us to take a closer look at your finances so we can estimate what kind of loan you can afford, as well as the term. You then receive a pre-approval letter affirming this assessment.

It can be a great stop-gap tool to show sellers that you’re serious about your interest in their home but your loan application just hasn’t been fully processed yet.

Our Services

A DC Mortgage Calculator Delivered by a Reputable Company

Our goal is to provide you with free tools that can illuminate the mortgage loan process.

Our team has built a reputation as the top loan originators in the Mid-Atlantic. We’re proud of the feedback we’ve received from hundreds of clients across different platforms.

If you want a trusted mortgage company in Washington DC, look no further than Federal Hill Mortgage.

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The perfect loan to fit your needs

When using the DC Mortgage Calculator, it can be valuable to take the specific type of loan you need into account. For instance, most conventional loans come in the form of 30-year fixed-rate mortgages. This means you pay the same interest rate for the 30-year term of your loan.

However, there are various loan options out there that affect your term, your interest rate, and your down payment. For instance, adjustable-rate mortgages will lock in your rate for a short term (usually a few years) before adjusting towards the median market interest rate. Many government-backed loans, such as FHA loans, allow you to pay a much smaller down payment but may require other expenses, such as mortgage insurance. 

Not sure which loan is right for your situation? Our team of experts can help you navigate the complexities of the different loan options available to you.

Why buy in Washington DC?

DC is one of the country’s fastest-growing cities and for good reason. It’s a world-class hub for food, entertainment, and employment. In DC, there’s something for everyone. High-paying jobs have brought a luxury dimension to the city, from excellent restaurants to a fast, reliable public transit system.

Of course, we would be remiss not to mention the history and recreation available in the city. Free entry to Smithsonian Museums is a beloved draw of the city, and you can’t walk for more than a few minutes without encountering a historic monument within the nation’s capital.

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Get started today

As Washington D.C. mortgage experts, we are here to efficiently guide you through every step of your home-buying journey. Apply now to get started.

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