✓ Fast Funding: Receive funding in as little as 48 hours for your real estate projects.
✓ Flexible Terms: Short and long-term options, including 12-month interest-only terms and 30-year fixed rates.
✓ Up to 75% After Repair Value (ARV): Secure funding for fix-and-flip and fix-and-hold projects based on your property’s value after repairs.
✓ No Pre-Payment Penalties: Repay your loan early without any additional fees.
Hard money loans provide investors with quick access to funding for real estate projects. They are typically short-term and secured by real estate, offering flexibility for investors seeking to renovate or purchase properties. Private money loans, a subset of hard money loans, leverage private investors for funding. At Federal Hill Mortgage, our offerings include:
Our loans are designed to offer flexibility, quick approval, and the potential to generate significant returns on your investment
The application process for hard money loans with Federal Hill Mortgage is straightforward:
Secure funding for your next real estate project with our fast and flexible hard money loans. Whether you’re renovating a fix-and-flip or expanding your rental portfolio, our streamlined application process provides tailored solutions to meet your needs. Get approved within 24 hours and funded in as little as 48 hours.
Designed for fast profitability, fix-and-flip loans allow you to purchase and renovate properties quickly. These loans are perfect for investors seeking short-term projects with high returns.
For long-term rental properties, fix-and-hold loans offer fast access to funding. These loans help you acquire and improve properties for long-term gains.
Ideal for purchasing turnkey rental properties, these loans enable investors to acquire properties with minimal refurbishment and start generating rental income quickly.
Long-term loans are designed to help real estate investors acquire or refinance investment properties. These loans offer extended terms and streamlined approvals.
DSCR loans are ideal for investors looking to expand their portfolios. These loans focus on property cash flow rather than personal income, providing flexibility and ease of approval.
Turnkey property loans provide funding for properties that require minimal refurbishment, allowing investors to start generating rental income quickly.
The process for securing a hard money loan with Federal Hill Mortgage is straightforward.
A hard money loan is a type of private money loan, often used for real estate investments. It’s a short-term loan secured by real estate, known for offering quick access to funding and flexible terms.
Approval times for hard money loans vary. At Federal Hill Mortgage, we aim to make decisions within 24 hours, and you could receive funding in as little as 48 hours.
Hard money loans are flexible and can finance a variety of real estate investments, including fix-and-flip properties, rental properties, and turnkey investments.
The main benefits of hard money loans include quick approval times, flexible terms, and the ability to finance projects that may not qualify for traditional loans. They are ideal for investors needing fast and reliable funding.
Qualifying for a hard money loan is often based on the value of the property and the project’s profitability potential, rather than the borrower’s credit score. Providing detailed property plans and financials is usually required.
