Learning Center

Discover Virginia Housing programs for first-time buyers, including down payment grants and tax credits. Learn how Federal Hill Mortgage can help you qualify and buy your first home affordably.

Learn how to qualify for PHFA loans, K-FIT, and city grants in PA. A 2025 guide from Federal Hill Mortgage.

Explore state-specific first-time homebuyer assistance programs in Delaware, including eligibility, benefits, and how to apply.

Explore Maryland-specific first-time homebuyer assistance programs, eligibility details, available benefits, and the application process.

Understand how mortgage points work, when to buy them, and how to tell if they’re worth it.

How seller concessions can lower your closing costs and help you buy a home for less out-of-pocket.