Learning Center

Medical Debt Removed from Credit Reports: What It Means for Your Mortgage

The CFPB’s new rule removes medical debt from credit reports, offering better mortgage opportunities for many. Learn more today!

Mortgage Approval Process: Your Guide to Navigating Homeownership with Federal Hill Mortgage

Everything you need to know about credit, down payments, and choosing the right lender for a smooth mortgage approval process.

Stuck with a Low Mortgage Rate? Here’s Why Moving Might Make Sense

Explore why moving might still make sense, even with higher rates, and how Federal Hill Mortgage can help.

How to Finance Multi-Family Properties with Residential Rental Loans (5–50 Units)

Discover how residential rental loans make financing 5–50 unit multi-family properties easier with competitive terms, flexible options, and expert support from Federal Hill Mortgage.

Illustration explaining why mortgage rates don’t drop when the Fed cuts rates.

Why Don’t Mortgage Rates Drop When the Fed Cuts Rates?

Why don’t mortgage rates drop when the Fed cuts rates? Learn the key drivers of mortgage rates and how to make informed decisions for buying or refinancing.

Why Waiting for Lower Mortgage Rates Could Cost You in 2025

Learn why 2025 mortgage rate predictions, rising home prices, and equity growth make buying now a smart move. Secure your financial future today!

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