Learning Center
Why Your Mortgage Credit Score Is Lower Than Credit Karma
Wondering why your mortgage credit score is lower than Credit Karma? Here’s what lenders see and why it matters.
Zero MI 3/6 Mortgage: Buy a Home with 3% Down and No PMI
Buy a home with just 3% down and no PMI. The Zero MI 3/6 mortgage lowers payments and allows 6% seller help toward costs.
Texas First‑Time Homebuyer Programs
Explore TSAHC, TDHCA, and MCC homebuyer programs in Texas with expert guidance from Federal Hill Mortgage.
North Carolina First-Time Homebuyer Programs
Explore NC Housing programs offering up to $50,000 in down payment help. Learn how to qualify and apply through Federal Hill Mortgage.
Washington, D.C. First-Time Homebuyer Programs (2025 Guide)
Explore DC homebuyer programs like HPAP, DC Open Doors, and EAHP. Learn how to qualify and apply with help from a trusted local mortgage lender.
Virginia First-Time Homebuyer Programs: Grants, Tax Credits & Expert Guidance
Discover Virginia Housing programs for first-time buyers, including down payment grants and tax credits. Learn how Federal Hill Mortgage can help you qualify and buy your first home affordably.