Understanding Debt-To-Income Ratio
March 2, 2022
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When you apply for a loan, lenders will take a look at a variety of metrics to analyze your creditworthiness. From your credit score to
At Federal Hill Mortgage, our job is to help you navigate the complexities of the mortgage industry so you can attain a loan that makes sense for your needs, financial situation, and plans for the future. Federal Hill Mortgage brings some of the most talented mortgage brokers to you to make the process simple, from your initial pre-approval to the day you move in. Our team is dedicated your success.
We work directly with some of the best lenders in the country to facilitate comprehensive loan options that score you the best rate available.
Tammy Saul, founding member of Federal Hill Mortgage in 2006, is an award-winning loan originator who has been recognized as a top producer nationally since 2016. Most recently in 2019, Tammy was ranked #1 in Baltimore, #2 in Maryland and #80 nationwide across several hundred thousand loan originators. She earned her MBA from the University of Baltimore in 1999 and her Juris Doctor (JD) from the University of Maryland in 2001. To this day, Tammy continues to hold her license to practice law but chooses to do what fulfills her most: making the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.
Although our headquarters is located in Baltimore Maryland, we gladly provide our award-winning services to the following areas:
At Federal Hill Mortgage, we make it our goal to make the home-buying process. Whether you’re living in Maryland, Virginia, DC, or Pennsylvania, we want to provide our clients with an inventory of resources to help provide them with the tools to make the process even easier. Take a look at the resources we have below!
When you apply for a loan, lenders will take a look at a variety of metrics to analyze your creditworthiness. From your credit score to
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You’ve probably heard that we’re currently experiencing a seller’s market. What this means is that as a seller, you have a lot of leverage when