Pennsylvania Homebuyer Assistance Program

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Designed for Every Type of Homebuyer

First-Time Buyers

Affordable financing and down payment assistance make buying your first home easier than ever.

Repeat Buyers

Flexible options designed for those upgrading, downsizing, or moving to a new home.

Income-Based Buyers

Forgivable loans and closing cost assistance help make homeownership more accessible

Veterans

Exclusive VA loan benefits, including 100% financing, to help veterans become homeowners.

How This Program Helps You Succeed

Buying a home comes with challenges, but our program is designed to make it easier. With low down payment options, forgivable loans, expert guidance, and special benefits for veterans, we provide the support you need to achieve homeownership with confidence.

Buy a Home with Less Money Upfront

Take advantage of low down payment options, starting at just 3% for qualified buyers. Our flexible mortgage programs make homeownership more accessible without breaking the bank.

Get Help with Closing Costs & Down Payments

Qualify for forgivable loans and other assistance programs that help cover your down payment and closing costs, reducing the financial burden of buying a home.

Step-by-Step Support & Homebuyer Education

Our program includes expert guidance and required homebuyer education, so you’ll have the knowledge and confidence to navigate the homebuying process successfully.

Exclusive VA Loan Benefits for Veterans

Eligible veterans can access VA loan options with 100% financing, meaning no down payment is required. We’re here to help those who have served achieve homeownership.

Your Path to Affordable Homeownership

We understand that every homebuyer has unique needs. That’s why our program is designed to provide tailored solutions, whether you’re a first-time buyer, a veteran, or seeking financial assistance. Explore how we help you achieve your dream of homeownership.

buyer type	key benefits	how it helps
First-Time Buyers	Low down payment options	Affordable financing, starting at just 3% down, makes buying your first home achievable.
Repeat Buyers	Flexible financing	Upgrade, downsize, or relocate with mortgage options tailored to your needs.
Low-to-Moderate Income Buyers	Forgivable loans and assistance	Reduce upfront costs with down payment and closing cost assistance programs.
Veterans	VA loans with 100% financing	Purchase a home with no down payment and access exclusive benefits for veterans.

Trusted by Hundreds of Homebuyers Across Pennsylvania

See why homebuyers just like you choose our program for affordable, stress-free homeownership. From first-time buyers to veterans, we’re proud to deliver exceptional service and results every step of the way.

Meet the #1 Loan Officer in the State

As the #1 Producing Loan Officer in the state and the #1 Female Unit Producer in the U.S., Tammy Saul has 20 years of experience helping clients achieve their dream of homeownership. When you work with Tammy, you’re working with the best—her expertise and dedication ensure a seamless process from start to finish.

Frequently Asked Questions

What is the Pennsylvania Homebuyer Assistance Program?

The Pennsylvania Homebuyer Assistance Program offers tailored mortgage solutions, including low down payment options and expert guidance, to make homeownership more accessible for Pennsylvania residents.
Who is eligible for the program?

The program is available to first-time and repeat homebuyers, low-to-moderate income borrowers, and veterans purchasing a primary residence in Pennsylvania.
What is the minimum down payment required?

You can qualify with as little as 3% down, depending on the loan program.
What assistance is available for closing costs or down payments?

The program includes options like forgivable loans and other assistance to reduce upfront costs.
Do I need to complete a homebuyer education course?

Yes, completing a homebuyer education course is required for many of the program’s benefits.
How do I apply for the program?

Start by completing our quick eligibility check. Our team will guide you through the next steps to find the best loan option for your needs.

Ready to Start Your Path to Homeownership?

Take the first step with Pennsylvania’s top homebuyer assistance program.

Whether you’re buying your first home, upgrading, or looking for financial support, we’re here to make it happen. Our expert team will guide you every step of the way to ensure you get the best mortgage solution for your needs.