Nationwide Rental Loans Starting in the 6s for 5+ Unit & Mixed-Use Properties
Expand your real estate portfolio with our tailored, nationwide financing solutions. We offer competitive terms for 5-100 unit apartment and mixed-use loans, with loan amounts starting at $750,000.
Notice: Available nationwide. To qualify, properties must have 5 to 100 residential units, demonstrate positive cash flow, and meet our $750,000 minimum loan amount. Contact us for details.
Have Questions About Multi-Family Property Financing?
Why choose our 5-100 unit Multifamily loans?
Flexible Financing for Real Estate Investors
We lend nationwide — no matter where your next investment is, we’ve got you covered.
- Non-recourse loans: No personal guarantee required.
- Low rates: Starting in the low 6s.
- Flexible terms: Choose from 5-, 7-, 10-, or 20-year amortizations or balloons.
- Loan amounts: Starting at $750,000 for substantial investment opportunities.
- Stabilized properties only: Minimum 90% occupancy and DSCR of 1.2–1.4.
- Mixed-use allowed: Up to 40% commercial use permitted.
- Streamlined process: Quick application and approval to close faster.
- Expert support: Work with a team focused on your success.
| Eligible Property: | Properties must have at least 5 units and up to 40% commercial use. Stabilized properties only (minimum 90% rented/occupied). DSCR of 1.20x–1.40x, depending on market and property type. |
| Loan Amount: | $750,000 minimum. $100 million maximum. |
| Down Payment: | Minimum 20% |
| Purpose: | Purchase or refinance. |
| Amortization: | Up to 30 years; options for 5-, 7-, 10-, or 20-year adjustments or balloons. Partial and full-term interest-only options available. |
| Recourse | Non-recourse loans (no personal guarantee required), with standard carve-outs. |
| Sponsor Requirements: | Minimum credit score of 680. Sponsor must have a net worth equal to the loan amount and show 9 months of principal and interest reserves for the subject property. |
